David Mills
Senior Associate Director, Federal Reserve Board
David Mills is a Senior Associate Director at the Board of Governors of the Federal Reserve System – Division of Reserve Bank Operations and Payment Systems, Washington, District of Columbia.
David has responsibility for the Board’s innovations in payments, retail payments, FedNow Service oversight, fiscal agency and payments economic research programs. David is a key leader in the Board’s and the System’s overall focus on digital innovations topics, especially developments in digital assets, stablecoins, tokenization of money and financial assets, and distributed ledger technologies.
David is active in several international organizations. He is a member of the Committee on Payments and Market Infrastructures and chairs its Future of Payments working group. He is a co-chair of the Financial Stability Board’s Financial Innovation Network. He is a member of the G7’s Digital Payments Expert Group. He is also on the academic advisory council of the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute.
David has published articles related to payments and monetary theory in a variety of journals including the Journal of Monetary Economics, the International Economic Review, the Review of Economic Dynamics and Macroeconomic Dynamics.
David received his Ph.D. in Economics from the Pennsylvania State University and has a B.A. in Economics and Classical Languages from Duquesne University in Pittsburgh, Pennsylvania.
